| Description |
1 online resource |
| Contents |
1. Background and Overview -- PART I: WHY HOUSING FINANCE SYSTEMS MATTER -- 2. Affordable Housing -- 3. Market Failures -- PART II: REVIEW OF HOUSING POLICY INSTRUMENTS -- 4. Taxes and Subsidies -- 5. Housing Market Regulation -- 6. Regulation of Housing Finance -- 7. Housing Institutions -- 8. Public Private Partnerships -- PART III: HOUSING BUBBLES, CRASHES AND POLICY -- 9. From Housing Cycles to Financial Crises -- 10. Policy Response to Housing Booms -- PART IV: GOVERNMENT FAILURES -- 11. Unintended Consequences of Housing Policy -- 12. Regulatory Failure and Regulatory Capture -- PART V: COMPLEXITY AND RISKS -- 13. Smart Practices for Housing Finance Systems |
| Summary |
The term 'housing crisis' has, in recent times, been associated with rising foreclosure rates and tottering financial institutions, particularly in the US and Europe. However, in many rapidly urbanizing emerging countries, the housing crisis is about urban poverty, unplanned settlements, overcrowded slums and homelessness. Both these faces of the housing crisis require solutions for housing finance mechanisms and systems that lie at the root of each. A well functioning housing finance system can play an important role in helping to fulfil multiple objectives - promoting social and political stability, enhancing housing market performance, as well as contributing to financial sector stability and development. However, the complex systems within which it is embedded are also vulnerable to risks from multiple sources of market, political, and regulatory failures. This book draws on a wealth of examples from around the world to provide a road map for building more resilient housing finance systems |
| Bibliography |
Includes bibliographical references (pages 185-207) and index |
| Notes |
English |
| Subject |
Housing -- Finance.
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Housing policy.
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Credit & credit institutions.
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International economics.
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Economic & financial crises & disasters.
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Housing & homelessness.
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POLITICAL SCIENCE -- Political Process -- Political Advocacy.
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Finance and Accounting.
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Housing policy
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Housing -- Finance
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Credit & credit institutions.
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International economics.
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Economic & financial crises & disasters.
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Housing & homelessness.
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Finance and Accounting.
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| Form |
Electronic book
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| ISBN |
9781137014030 |
|
1137014032 |
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129940622X |
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9781299406223 |
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9781137014023 |
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1137014024 |
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