| Description |
1 online resource (50 pages) |
| Series |
IMF Working Paper ; WP/17/245 |
|
IMF working paper ; WP/17/245.
|
| Summary |
Using data on commercial banks in the United States and Europe, this paper analyses the impact of the new Basel III capital and liquidity regulation on bank-lending following the 2008 financial crisis. We find that U.S. banks reinforce their risk absorption capacities when expanding their credit activities. Capital ratios have significant, negative impacts on bank-retail-and-other-lending-growth for large European banks in the context of deleveraging and the 'credit crunch' in Europe over the post-2008 financial crisis period. Additionally, liquidity indicators have positive but perverse effects on bank-lending-growth, which supports the need to consider heterogeneous banks' characteristics and behaviors when implementing new regulatory policies |
| Notes |
Available in PDF, ePUB, and Mobi formats on the Internet |
|
Online resource; title from PDF title page (IMF, viewed Apr 27, 2020) |
| Subject |
Banks and banking, International.
|
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Banks and banking, International
|
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Government Policy And Regulation.
|
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Bank Regulatory Capital.
|
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Banking Regulation.
|
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Other Depository Institutions.
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| Form |
Electronic book
|
| Author |
Roulet, Caroline, author.
|
|
International Monetary Fund.
|
| ISBN |
1484328302 |
|
9781484328309 |
|
148432921X |
|
9781484329214 |
|
