Money for Nothing; Contents; About the author; Introduction; Week 1: Get your stuff together; Step 1: do a balance sheet; Step 2: read through a budget; Step 3: do your own budget; Week 2: Fine-tune your car insurance; Step 1: types of car insurance; Step 2: types of driver; Step 3: decide what you want; Step 4: reduce the cost; Step 5: shop around; Week 3: Health check your health insurance; Step 1: types of cover; Step 2: study the market; Step 3: decide what's important; Step 4: read your policy document; Step 5: make a shortlist; Step 6: make some calls; Week 4: Supersize your super
Step 1: choose a fundStep 2: choose a suitable investment; Step 3: find your super; Step 4: tidy up loose ends; Step 5: decide how much to pay; Week 5: Indulge in a savings frenzy!; Step 1: cut your power bills; Step 2: reduce your water usage; Step 3: review your telecommunications; Step 4: cut your grocery bill; Step 5: choose some extras; Week 6: Attack your credit cards!; Step 1: pay off your debt; Step 2: change your spending habits; Step 3: choose the right card; Week 7: Renovate your mortgage; Step 1: decide on a loan type; Step 2: negotiate; Step 3: make your loan work for you ..
Week 8: Personal insuranceStep 1: types of personal insurance; Step 2: getting personal insurance; Step 3: the right cover for you; Step 4: beware of traps; Week 9: Where there's a will...; Step 1: enduring power of attorney; Step 2: making a will; Step 3: advance health directive; Step 4: what doesn't go through your will; Step 5: weighing up a pre-nup; Step 6: resources; Week 10: More insurance; Step 1: home and contents insurance; Step 2: travel insurance; Step 3: pet insurance; Week 11: Tax stuff; Step 1: a quick overview; Step 2: common deductions; Step 3: practise good tax habits
Step 4: other tips and trapsWeek 12: Spending smart; Step 1: be fee free; Step 2: rewards points -- yes or no?; Step 3: payment frequency; Step 4: shopping online; Step 5: extra study; Appendix A: Balance sheet; Appendix B: Annual budget; Appendix C: Health insurance -- what do I need?; Appendix D: Asset classes; Appendix E: Key home loan facts; Index
Summary
Money for Nothing is a call to action to wise up, get smart and get your finances in order. Complete this 12-week financial fitness program and discover how to make substantial savings running into the thousands!
