| Description |
1 online resource (243 pages) |
| Series |
India Studies in Business and Economics |
|
India studies in business and economics.
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| Contents |
Intro -- Preface -- Contents -- About the Authors -- List of Figures -- List of Tables -- 1 Introduction -- 1.1 Background -- 1.2 Plan of Study -- 1.3 Objectives -- References -- 2 Bank Nationalization: Background and Formulation -- 2.1 Evolution of Banks in India -- 2.1.1 The Early Phase -- 2.1.2 Development of Banks in the Pre-independence Era -- 2.2 Background and Rationale of Bank Nationalization -- 2.3 Indian Banks in the Modern Era -- References -- 3 Review of Literature -- 3.1 Introduction -- 3.2 Conventional Banking Performance Studies |
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3.3 Review of Studies of Bank Efficiency in India Using DEA Technique -- 3.4 Review of Studies of Bank Efficiency Using Window DEA Technique -- 3.5 Weakness of the Earlier Studies -- References -- 4 Issues in Data Selection and Description of Data -- 4.1 Introduction -- 4.1.1 Issues in the Selection of Inputs and Outputs -- 4.2 Data Set and Time Period -- 4.2.1 Description of the Inputs and Outputs -- 4.3 Description of the Independent Variables Used -- References -- 5 Conventional Analysis of Banks' Performance -- 5.1 Introduction -- 5.2 Parameters of Banks' Performance: Issues of Measurement |
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5.3 Description of Various Conventional Performance Indicators of Banks -- 5.4 Analytical Evaluation of the Conventional Performance of Banks -- 5.5 Conclusion -- References -- 6 Measurement of Competition -- 6.1 Introduction -- 6.1.1 Banks and Competition in India: Some Debates -- 6.2 Toward Measurement of Competitiveness-Various Issues -- 6.3 Research Methodology-Panzar-Rosse Model -- 6.4 Data and Empirical Findings -- 6.5 Conclusion -- References -- 7 Measurement of Banks' Performance by Using Super-Efficiency DEA Model -- 7.1 Introduction -- 7.2 Efficiency Measurement-A Prelude |
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7.3 Methodology -- 7.3.1 Data Envelopment Analysis -- 7.3.2 Measurement of Super-Efficiency -- 7.4 Analysis of Efficiency and Super-Efficiency Results -- 7.4.1 Analysis of Results for Model A -- 7.4.2 Analysis of Results for Model B -- 7.5 Analysis of the Regression Results and Digging into the Causes of Inefficiency -- 7.5.1 Model A -- 7.5.2 Model B -- 7.6 Conclusion -- References -- 8 Measuring Efficiency of Indian Banks Using Window DEA Analysis -- 8.1 Introduction -- 8.2 Conceptual Framework and Methodology -- 8.3 Findings and Analysis of Window DEA Results |
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8.3.1 Pattern of Changes in Efficiency Score over Time-Model A -- 8.3.2 Pattern of Changes in Efficiency Score over Time-Model B -- 8.3.3 Pattern of Changes in Efficiency Score Across Windows -- 8.4 Conclusion -- References -- 9 Informal Banking, Trust and Mutual Reciprocity -- 9.1 Introduction -- 9.2 Trust, Mutual Reciprocity and Credit -- 9.3 Trust and Credit: Indian Scenario -- 9.3.1 Macro Perspective -- 9.3.2 Micro-field Observations -- 9.4 Summing Up -- References -- 10 Summation and Future Roadmap -- 10.1 Introduction -- 10.2 The Rationale for Bank Efficiency Analysis |
| Summary |
This book assesses the performance of banks in India over the past several decades, and discusses their current status after fifty years of nationalization. The performance of different categories of banks is evaluated by employing both the traditional ratio analysis and more sophisticated efficiency techniques. The book also explores the market conditions under which Indian banks operate. Going beyond a formal banking study, the book also investigates the causes of the widespread presence of informal credit in parallel to its formal banking counterpart. This approach makes it more comprehensive, unique and closer to the real world. After 50 years of nationalization, Indias banking sector is at a crossroads, given the huge and unabated non-performing assets and talks of consolidation. This book, encompassing both the formal and the predominantly 'trust-based informal credit system, provides essential insights for bankers and policymakers, which will be invaluable in their endeavours to implement meaningful changes. It may also spark new research in the fields of banking performance and efficiency analysis. Lastly, the book not only has significant implications for students of economics, banking, finance and management, but also offers an important resource to support training courses for banking personnel in India |
| Notes |
10.3 Perspectives of Bank Efficiency Analysis |
| Bibliography |
Includes bibliographical references |
| Notes |
Print version record |
| Subject |
Banks and banking -- India
|
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Finance.
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Macroeconomics.
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Banking.
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Business & Economics -- Economic History.
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Business & Economics -- Economics -- Macroeconomics.
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Business & Economics -- Banks & Banking.
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Banks and banking
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India
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| Form |
Electronic book
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| Author |
De, Sanjoy
|
| ISBN |
9789811544354 |
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9811544352 |
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