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Book Cover
E-book
Author Sironi, Paolo

Title Banks and Fintech on Platform Economies Contextual and Conscious Banking
Published Newark : John Wiley & Sons, Incorporated, 2021

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Description 1 online resource (270 p.)
Series The Wiley Finance Ser
The Wiley Finance Ser
Contents Cover -- Title Page -- Copyright Page -- Contents -- Forewords -- About the Author -- Disclaimer -- Introduction -- PART I Foundations of Platform Theory -- Summary of Part One -- Chapter 1 Platform Essentials on Outcome Economies -- 1.1 Introduction -- 1.2 Platforms and Ecosystems -- 1.3 Innovating from Output to Outcome Economies -- 1.4 Linear and Non-Linear Thinking -- 1.5 Platform Types -- 1.6 About Platforms and Innovation Theory -- 1.7 Shifting the Perception of Value -- 1.8 Banks and Fintech on Outcome Economies -- 1.9 Conclusions -- Takeaways for banks and fintech
Chapter 2 The Trust Advantage -- 2.1 Introduction -- 2.2 Elements of Platform Creation -- 2.2.1 The platform challenge -- 2.2.2 The chicken-or-egg dilemma -- 2.3 Transparency Generates Trust -- 2.3.1 It's marketing, stupid! or not? -- 2.3.2 Trust in the middle kingdom -- 2.4 The Trust Advantage for Banks and Fintech -- 2.5 Conclusions -- Takeaways for banks and fintech -- Chapter 3 Open Innovation and Data -- 3.1 Introduction -- 3.2 Closed and Open Innovation -- 3.2.1 Attributes of closed and open innovation -- 3.2.2 Open innovation in platform economies -- 3.3 The Strategic Role of Complementors
3.4 The Monetisation Perspective -- 3.5 The Monetisation of APIs -- 3.5.1 Free use -- 3.5.2 API consumers pay -- 3.5.3 API consumers get paid -- 3.5.4 Indirect monetisation -- 3.6 The Monetisation of User Engagement -- 3.6.1 Imposing transaction fees -- 3.6.2 Asking for access fees -- 3.6.3 Tiering enhanced access fees -- 3.6.4 Delivering enhanced curation -- 3.7 The API Economy for Banks and Fintech -- 3.8 Conclusions -- Takeaways for banks and fintech -- Chapter 4 Platform Governance Founded on Transparency -- 4.1 Introduction -- 4.2 Power Comes with Responsibility
4.3 Platform Monopoly between Competition and Regulation -- 4.3.1 Intensified regulation -- 4.3.2 Better governance to fight monopoly powers -- 4.4 Negative Externalities Threaten Platform Resilience -- 4.5 Governance of Openness and Curation -- 4.6 The Transparency Governing Principle -- 4.6.1 Transparency about platform management -- 4.6.2 Transparency about platform orchestration -- 4.7 Transparency for Banks and Fintech -- 4.8 Conclusions -- Takeaways for banks and fintech -- PART II Reinventing Financial Services -- Summary of Part Two
Chapter 5 The Existential Shift of Bank Business Models -- 5.1 Introduction -- 5.2 The New Normal of Central Banks -- 5.2.1 Lehman Brothers' default -- 5.2.2 The annihilation of central banks' systemic put -- 5.2.3 Banks' Catch-22 -- 5.2.4 From product-centricity to human-centricity -- 5.3 About the Tension between Information and Communication -- 5.4 The Banking Reinvention Quadrant -- 5.4.1 The map and the compass -- 5.4.2 The information and communication quotients -- 5.5 Four BRQ Business Value Spaces -- 5.5.1 Traditional Banking -- 5.5.2 Digital Banking -- 5.5.3 Contextual Banking
Notes Description based upon print version of record
5.5.4 Conscious Banking
Restricted: Printing from this resource is governed by The Legal Deposit Libraries (Non-Print Works) Regulations (UK) and UK copyright law currently in force. WlAbNL
Form Electronic book
ISBN 9781119756989
1119756987
9781119756996
1119756995