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Title Consumer knowledge and financial decisions : lifespan perspectives / Douglas J. Lamdin, editor
Published New York, NY : Springer Science+Business Media, LLC, [2012]
Online access available from:
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Description 1 online resource (xiii, 342 pages) : illustrations (some color)
Series International series on consumer science
International series on consumer science.
Contents Understanding and furthering financial knowledge. Coming to terms with financial literacy / Cliff A Robb -- Cultivating financial mindfulness: a dual-process theory / Dan Stone -- Cognitive development and children's understanding of personal finance / Laura Scheinholtz, Karen Holden, Charles Kalish -- Financial education for college sutdents / Brenda J Cude and MJ Kabaci -- The current state of financial education in the US: how is higher education helping? / Thomas D Corrigan -- A overview of contemporary financial education inititives aimed at minority populations / Anya Olsen and Kevin Whitman -- Credit, home purchace and bankruptcy. Credit cards as market instrament: consumer understnading and use / Cliff A Robb and Russell N James III -- Financial education, financial knowledgem and risky credit behavior of college students / Jing Jian Xiao, Joyce Serido and Soyeon Shim -- Charging ahead: an exploatory study of financial decision-making among millennial consumers / Vanessa Gail Perry -- Pre-purchase homebuyer education and counseling: diverse strategies for diverse homebuyers / Stephanie Moulton -- The role of default counseling for mortgage borrowers in financial distress / J Michael Collins -- Nontraditional mortgage products: innovative or toxic? / Darryl E Getter -- Debtors' assessments of bankruptcy financial education / Deborah Thorne and Katherine Porter -- Retirement, insurance, and investing. Social security knowledge / Jason Barabas -- Financial preparedness for long-term care needs in old age / Brenda Spillman -- The impact of numeracy on Medicare part D insurance choice in older adults / Stacey Wood and Yaniv Hanoch -- Target-date mutual funds / John J Spitzer and Sandeep Singh -- Measuring the performance of life-cycle asset allocation / Thomas Post and Joan T Schmit -- Stock market investing: lessons from history / Susan White -- Individual investments in higher education / Lisa M Dickson
Summary There has been an increasing recognition that financial knowledge (i.e., literacy) is lacking across the population. Moreover, there is recognition that this lack of knowledge poses real problems as credit, mortgages, health insurance, retirement benefits, and savings and investment decisions become increasingly complex. "Financial Decisions Across the Lifespan" brings together the work of scholars from various disciplines (family and consumer sciences, economics, law, finance, sociology, and public policy) to provide a broad range of perspectives on financial knowledge, financial decisions, and policies. For consistency across the volume, each chapter follows a similar format: what individuals know or need to know; how what they know or need to know affects financial decisions and outcomes; and, ways in which policies or programs or financial innovations can enhance their knowledge, or decisions, or outcomes. Contributors will provide both new and existing research to create a valuable picture of the state of financial literacy and how it can be improved
Analysis Philosophy (General)
Bibliography Includes bibliographical references and index
Subject Consumer behavior.
Finance, Personal -- Decision making.
Community Participation -- psychology.
Decision Making.
Financing, Personal.
Form Electronic book
Author Lamdin, Douglas J.
LC no. 2011939212
ISBN 1461404746 (hbk.)
1461404754 (electronic bk.)
9781461404743 (hbk.)
9781461404750 (electronic bk.)