The Deposit Power/REIA Home Loan Affordability Report (HLAR), released each quarter, is recognised as the most authoritative indicator of Australian home loan affordability currently available. To ensure an accurate profile of housing affordability nationwide, HLAR incorporates data from all major lending institutions, the Australian Bureau of Statistics and Cannex Ltd. Median weekly family income figures are based on ABS Family Income Surveys, and are updated from ABS Average Weekly Earnings data. A combination of comprehensive loan data and accurate income figures ensures a reliable affordability ratio determination