| Description |
1 online resource (24 pages) : color illustrations |
| Series |
IMF working paper ; WP/14/105 |
|
IMF working paper ; WP/14/105.
|
| Contents |
Cover; Contents; I. Introduction; Figures; 1. Pacific Island Countries: Interest Rate Spreads of Commercial Banks; II. The Factors Behind High Interest Rate Spreads; 2. Small States-Asia and Pacific Region: Financial Development and Inequality; 3. Spreads of Commercial Banks (narrow definition); 4. Spreads of Commercial Banks (broad definition); A. Characteristics of Banks in Solomon Islands and the South Pacific Region; B. Bank-Specific Variables; Tables; 1. Selected Bank Indicators; 5. Average Spreads and Staff Costs; 6. Average Spreads and Physical Capital Costs |
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7. Average Spreads and Other Costs8. Average Spreads and Scale Operations; C. Sector-Specific Variables; 9. Average Spreads and Risk Aversion; 10. Average Spreads and Credit Risk; D. Macroeconomic Variables; 11. Average Spreads and Market Concentration; E. Legal and Economic Environment; III. Empirical Findings from a Pooled Regression; A. Methodology; 12. Average Spreads and Economic Freedom; B. Empirical Results; 13. Relation between Banks Overhead Costs and Income; 2. Factors Explaining Interest Spreads; IV. A Further Look at the Market Structure |
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14. Impulse-Response Functions to Shocks on Bank-Specific Spreads15. Impulse-Response Functions to Shocks on Bank-Specific Lending Rates; V. Conclusion; References |
| Summary |
"Bank interest rate spreads in Solomon Islands are high by regional standards. This paper examines the determinants of bank interest rates including bank specific, banking sector, macroeconomic, and legal indicators. The results show that the scale of operation, overhead costs, concentration index, and some macroeconomic variables (i.e., monetary policy rates and real growth) significantly influence interest rate margins. The paper particularly focus on the influence of the banking sector structure and finds strong evidence of bank collusion"--Abstract |
| Notes |
"Institute for Capacity Development Department"--Page 2 of pdf |
|
"June 23, 2014"--Page 2 of pdf |
| Bibliography |
Includes bibliographical references |
| Notes |
Online resource; title from pdf title page (IMF.org Web site, viewed June 23, 2014) |
| Subject |
Banks and banking -- Solomon Islands
|
|
Interest rates -- Solomon Islands
|
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Intermediation (Finance) -- Solomon Islands
|
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Banks and banking
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Interest rates
|
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Intermediation (Finance)
|
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Solomon Islands
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| Form |
Electronic book
|
| Author |
International Monetary Fund. Institute for Capacity Development, issuing body.
|
| ISBN |
9781498377751 |
|
1498377750 |
|
