People, families and households / Richard Berthoud and Sharon Beishon -- Qualifications and english language ; Employment / Tariq Modood -- Income and standards of living / Richard Berthoud -- Neighbourhoods and housing / Jane Lakey -- Health and health services / James Y. Nazroo -- Racial harassment / Satnam Virdee -- Culture and identity ; Conclusions : ethnic diversity and disadvantage / Tariq Modood -- Appendix : survey methods / Patten Smith