Jack Wade, a claims adjuster for California Fire and Life Mutual Insurance Company, is one of the best arson investigators around. He's a man who knows fire, who can read the traces it leaves behind like a roadmap. When he's called in to examine an unusual claim, the tracks of the fire tell him that something's wrong. Real estate mogul Nicky Vale's house is one of the most valuable properties on this stretch of the Southern California gold coast - large, luxurious, crammed with antiques, set on a nice piece of land with a perfect ocean view. After a disastrous blaze tears through a wing of the house, it's only normal that Vale would file an insurance claim. But a $3 million claim is rarely normal, especially not when it's filed within hours of the horrific death of the owner's young and beautiful wife