| Description |
xiv, 290 pages : illustrations ; 25 cm |
| Contents |
Machine derived contents note: Foreword by John Y. Campbell PART I: INTRODUCTION Household Finance and the Financial Decision-Making Process--Sumit Agarwal and Brent W. Ambrose PART II: HOUSEHOLD CREDIT: DEMAND AND SUPPLY Recent Developments in the Credit Card Market and the Financial Obligations Ratio--Kathleen Johnson Household Credit Counseling--Robert Hunt Household Bankruptcy Decision--Andreas Lehnert and Dean Maki PART III: HOUSEHOLD USE OF PERSONAL CREDIT Consumer Lines of Credit: The Choice between Credit Cards and Home Equity Lines of Credit--Subhasis Dey and Lucia Dunn Automobile Loans and Information Asymmetry--Sumit Agarwal, Brent W. Ambrose, and Souphala Chomsisengphet Introductory Credit Card Interest Rates and Balance Switching Behavior of Cardholders--Tufan Ekici and Lucia Dunn Do Personal and Business Credit Mix? An Examination of Family Owned Businesses--Grace Kim Debit Cards and Consumer Credit and Debt--Marc Fusaro Linkages between Consumer Payments and Credit--Sujit Chakravorti Payday Lending: Industry Structure and Policy Implications--Katherine Samolyk PART IV: HOUSEHOLD USE OF MORTGAGE DEBT Is Buying Really Better than Renting?--Tsur Somerville and Paulina Teller Choosing between Fixed and Adjustable Rate Mortgages--Monica Paiella and Alberto Pozzolo Sub-Prime Borrowers and Interest Rates--Souphala Chomsisengphet and Anthony Pennington-Cross Synthesis of Issues Surrounding Borrower Prepayment and Default in Residential Mortgages--Michael LaCour-Little PART V: REGULATORS' PROSPECTIVE OF CONSUMER CREDIT Statistical Analysis and Modeling for Fair Lending and Compliance: The OCC's Perspective--Mark Pocock, Irene Fang and Jason Dietrich |
| Notes |
Formerly CIP. Uk |
| Bibliography |
Includes bibliographical references and indexes |
| Subject |
Consumer credit.
|
|
Finance, Personal.
|
| Author |
Agarwal, Sumit.
|
|
Ambrose, Brent W. (Brent William), 1964-
|
| LC no. |
2007007637 |
| ISBN |
1403983925 (alk. paper) |
|
9781403983923 (alk. paper) |
|
