| Description |
1 online resource (282 pages) |
| Contents |
Front Cover; Title Page; Copyright Information; Table of Contents; Preface; Introduction; Part 1: Automatic Saving Structures; Retirement Saving for Middle- and Lower-Income Households: The Pension Protection Act of 2006 and the Unfinished Agenda; The Automatic 401(k): Revenue and Distributional Estimates; Pursuing Universal Retirement Security through Automatic IRAs; National Retirement Savings Systems in Australia, Chile, New Zealand, and the United Kingdom: Lessons for the United States; Part 2: Taking the Money Out; Increasing Annuitization in 401(k) Plans with Automatic Trial Income |
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Automatic Annuitization: New Behavioral Strategies for Expanding Lifetime Income in 401(k)sPart 3: Retirement Saving for Vulnerable Groups; Retirement Security for Latinos: Bolstering Coverage, Savings, and Adequacy; Retirement Security for Women: Progress to Date and Policies for Tomorrow; Strategies to Increase the Retirement Savings of African American Households; About the Contributors; Index; Back Cover |
| Summary |
Automatic offers an innovative new way to think about how Americans can save for retirement. Over the past quarter century, America?s pension system has shifted away from defined benefit plans and toward defined contribution savings programs such as 401(k)s and IRAs. There is much to be done to improve the defined contribution system. Many workers fail to participate and those who do often contribute too little, invest the funds poorly, and are not adequately prepared to manage funds while in retirement. To resolve these problems, the authors propose that employees should be automatically enroll |
| Bibliography |
Includes bibliographical references and index |
| Notes |
English |
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Print version record |
| Subject |
Individual retirement accounts -- United States
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Saving and investment -- United States
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POLITICAL SCIENCE -- Public Policy -- Economic Policy.
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Individual retirement accounts
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Saving and investment
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United States
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| Form |
Electronic book
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| Author |
Iwry, J. Mark
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John, David C
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| ISBN |
9780815703822 |
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0815703821 |
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