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E-book
Author Labouré, Marion, author.

Title Democratizing finance : the radical promise of fintech / Marion Laboure, Nicolas Deffrennes
Published Cambridge, Massachusetts Harvard University Press 2022
©2022

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Description 1 online resource illustrations
Contents Millennials-the subprime generation? -- Banking in the digital era -- The emergence of robo-advisors -- The digitalization of public services -- A macroeconomic view of growth, inequality, and financial exclusion -- Fintech, financial inclusion, and economic infrastructure -- The interplay of fintech and government -- Towards a cashless society -- Digital currencies-The ultimate hard power tool
Summary "Since the late twentieth century, banks and insurance companies have grown rapidly and consolidated so that financial markets are dominated by fewer and bigger players. Marion Laboure and Nicolas Deffrennes argue that this trend has made access to financial services, especially high-quality financial services, harder for people with low and middle incomes in developed countries, exacerbating inequality. In developing countries, meanwhile, access to any services at all remains difficult for hundreds of millions of people. The authors argue that the rise of new technologies promises to make access easier around the world"-- Provided by publisher
Bibliography Includes bibliographical references and index
Notes Print version record
Subject Financial institutions -- Effect of technological innovations on.
Financial services industry.
Equality -- Economic aspects
International finance.
Consolidation and merger of corporations.
POLITICAL SCIENCE -- Political Economy.
Consolidation and merger of corporations
Equality -- Economic aspects
Financial institutions -- Effect of technological innovations on
Financial services industry
International finance
Form Electronic book
Author Deffrennes, Nicolas, 1983- author.
ISBN 0674275985
9780674275980
9780674275973
0674275977