Description |
1 online resource (pages) : color illustrations |
Series |
IMF country report, 1934-7685 ; no. 15/290 |
|
IMF country report ; no. 15/290.
|
Contents |
Cover; CONTENTS; ECUADOR: ASSESSMENT OF MACRO-FINANCIAL STABILITY; A. Background; B. Stylized Facts on the Structure and Performance of the Banking System; C. Main Elements of the Financial Safety Net; D. Assessment of Financial Stability in a Recent Downturn; E. Conclusions and Recommendations; FIGURES; 1. Credit Portfolio Composition; 2. Deposit and Credit Growth; 3. Total System's Assets; 4. Total System's Liabilities; 5. Banks' Effective Lending Interest Rates by Type; 6. Effective and Maximum Corporate and Consumer Lending Rates; 7. Interest Rate Spread; 8. Latin America Mortgage Credit |
|
9. Selected Countries: Return on Assets10. Return on Assets; 11. Latin America: Selected Financial Indicators, 2014; 12. FLFS and COSEDE Assets; 13. COSEDE Investment Portfolio; 14. Decomposition of NIR; 15. Deposit Growth Contributions; 16. Credit Growth Contributions; 17. Short-Term Liquidity Ratio Distribution; 18. NPLs by Loan Type and Real GDP Growth; 19. NPLs by Loan Type and Bank; 20. Selected Liquidity and Solvency Indicators; TABLES; 1. Curent and Maximum Interest Rates by Segment and Type; 2. Liabilities Subject to Minimum Liquidity Requirement |
|
3. Requirements on Investment of LiquidityREFERENCES; ECUADOR'S EXTERNAL SECTOR ASSESSMENT; BOX; 1. An Open Economy Model of the Current Account (OEM); TABLES; 1. Real Exchange Rate Assessment Results for 2015 (In Percent); 2. EBA-Lite Models; 3. CGER Inspired Models; 4. Other Models; ECUADOR: COMPARING ECONOMIC EFFECTS OF EXTERNAL SHOCKS, 2008-09 AND 2014-15; A. Background; B. Economic and Policy Response to the External Schocks; C. Conclusions; BOX; 1. Effects of El Niño; THE PENSION SYSTEM IN ECUADOR; A. Introduction; B. Background |
|
C. Long-term Fiscal Sustainability of the IESS Pension SchemeD. Reform Options; BOXES; 1. Social Security Coverage in Ecuador; 2. Ecuador: Demographic Outlook; 3. Main Characteristics of the IESS Pension Regime; 4. Main Staff Projection Assumptions; FIGURES; 1. Pension Expenditure in Emerging Economies; 2. Pension System Balance under a Baseline Scenario; APPENDIX; I. Ecuador versus Comparator Groups: Benchmarks of Key Indicators; References |
Summary |
This Selected Issues paper presents an assessment of macro-financial stability in Ecuador. Ecuador is being hit by external shocks that imply a downward adjustment in growth and financial intermediation. The financial system has been liquid and well-capitalized through 2014, but recently pressures on liquidity positions as well as credit and interest risks have been on the rise. Although main financial stability indicators do not show signs of stress in the first half of 2015, the developments warrant close monitoring and rapid reactions if pressures continue |
Notes |
"October 2015." |
|
"September 11, 2015"--Page 2 of pdf |
|
"Prepared by Pablo Druck, Carlos Goes, Svetlana Vtyurina, Ricardo Fenochietto, Mauricio Soto, Martin Saldias, Bin Grace Li, Ricardo Marto, and Phil de Imus--P. 2 of pdf |
Bibliography |
Includes bibliographical references |
Notes |
Online resource; title from pdf title page (IMF Web site, viewed October 26, 2015) |
Subject |
International Monetary Fund -- Ecuador
|
SUBJECT |
International Monetary Fund fast |
Subject |
Financial risk -- Ecuador -- Evaluation
|
|
Banks and banking -- Ecuador
|
|
Liquidity (Economics)
|
|
Dollarization -- Ecuador
|
|
Financial risk management -- Ecuador
|
|
Pensions -- Ecuador
|
|
Financial crises -- Ecuador
|
|
Balance of payments -- Ecuador
|
|
Foreign exchange rates -- Ecuador
|
|
Balance of payments
|
|
Banks and banking
|
|
Dollarization
|
|
Financial crises
|
|
Financial risk management
|
|
Foreign exchange rates
|
|
Liquidity (Economics)
|
|
Pensions
|
|
Banking system.
|
|
Financial stability.
|
|
Liquidity.
|
|
Monetary fund.
|
|
Portfolio.
|
|
Ecuador
|
|
Ecuador.
|
Form |
Electronic book
|
Author |
Druck, Pablo, (IMFstaff)
|
|
Goes, Carlos, (IMFstaff)
|
|
Vtyurina, Svetlana, (IMFstaff)
|
|
Fenochietto, Ricardo, (IMFstaff)
|
|
Soto, Mauricio, (IMFstaff)
|
|
Saldías Zambrana, Martín, (IMFstaff)
|
|
Li, Grace Bin, (IMFstaff)
|
|
Marto, Ricardo, (IMFstaff)
|
|
De Imus, Phil, (IMFstaff)
|
|
International Monetary Fund.
|
ISBN |
1513597922 |
|
9781513597928 |
|
1513550489 |
|
9781513550480 |
|