| Description |
1 online resource : illustrations |
| Series |
Oxford Historical Monographs |
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Oxford historical monographs.
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| Contents |
Cover; The Building Society Promise: Access, Risk, and Efficiency 1880-1939; Copyright; Preface; Acknowledgements; Contents; List of Figures; List of Tables; List of Abbreviations; 1: The Origins and Evolution of the Building Societies in Britain, c.1850-1939; The Origins of the Building Society Movement; The Birth of the Permanent Building Society; The Development of the Permanent Building Societies; Theories of Mutual Formation: Explaining the popularity of the building societies; Hansmannś Theory of Ownership; Mutual Banks as a ̀Self-Enforcing Contract́ |
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Building Societies and Small SaversProfitability and Investment Risk; Building Societies and Their Managers; The risk-return profile of building societies compared to other investments; The interwar years; Conclusion; 2: 'Every Man His Own Landlord': Building Societies and Home Ownership, c.1880-1913; Introduction; Historical Background, 1880-1919; Theory, Method, and Sources; Case Study: ̀Co-operative, Equitable, Economical and Profitable:́ TheCo-operative Permanent BuildingSociety (1884-1913); Background; Property Characteristics; Borrower Characteristics |
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The Household Structure of BorrowersThe Design of Loan Contracts; Agencies as ̀Information Machines;́ Testing other theories: The insights from other case studies; Relational versus transactional lending: Comparing the lending behaviour and performance of two London-based societies; Conclusion; 3: 'The Silent Revolution': Building Societies and the Interwar Housing Market; Introduction; Historical Background, 1919-39; Theory, Method, and Sources; Revisiting loan affordability with case study evidence; Affordability and Accessibility: The cases of the Ipswich building societies |
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From relational lender to transactional lender: the Co-operative Permanent Building Society in the Interwar PeriodOther Case Studies; Conclusion; 4: 'The Paradox of Success': The Effect of Growth, Competition, and ManagerialSelf-Interest on Building Society Practice an ... ; Introduction; Theory and History; The role of competition and commercialization on building society practice; Firm growth by capture: the ideology of rationalization and the triumph of the building society manager; Conclusion; Conclusion; APPENDIX 1: Data Appendix; Case Studies; Annual Reports |
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APPENDIX 2: Logistic Regression of CAMSIS Scores, Use of Secondary Incomes, LTVs, and Arrears in CPBS, 1884-1905APPENDIX 3: Affordability of Loans to Various Occupations; APPENDIX 4: Panel Data Regressions of Growth of Funds and Growth of Mortgage Assets; References; UNPUBLISHED SOURCES; Manuscript and archival sources; Thesis; PUBLISHED SOURCES; Periodicals and annual publications; Official publications; Books, articles, and online resources; Index |
| Summary |
Antoninus Samy explores the accessibility of the early building society movement to working-class households before World War II, drawing on extensive archival records to reconstruct the mortgage portfolios of building societies and investigate the kinds of people that were buying houses with the help of building society finance during this period |
| Bibliography |
Includes bibliographical references and index |
| Notes |
Online resource, title from PDF title page (EBSCO), viewed September 11, 2016 |
| Subject |
Savings and loan associations -- Great Britain -- Evaluation
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Risk.
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Risk
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BUSINESS & ECONOMICS -- Finance.
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Risk
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Savings and loan associations -- Evaluation
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Great Britain
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| Form |
Electronic book
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| ISBN |
9780191091766 |
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0191091766 |
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9780191829864 |
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0191829862 |
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