Cover; Contents; Glossary; Executive Summary; I. Introduction; II. Competition Policy in the Danish Banking Sector; Box; 1. Administration of the Danish Competition Act; III. Profitability and Concentration; A. Indicators of Profitability; Revenues; Tables; 1. Profitability Indicators of Commercial Banks; Figures; 1. Return on Assets of Commercial Banks; 2. Return on Equity of Commercial Banks; 3. Spread Between Deposit and Lending Rates of Commercial Banks; 4. Spread Between Deposit and Lending Rates of Commercial; 5. Net Interest Income; Expenditures; 6. Net Fee and Commission Income
7. Number of Branches of Credit Institutions8. Number of Employees of Credit Institutions; 9. Average Amount of Assets; 10. EU: Operating Expenses of Commercial Banks; 11. Operating Expenses of the Ten Largest Commercial Banks; B. Indicators of Concentration; 12. Specific Provisions for Nonperforming Loans; 2. Number of Commercial Banks; 3. Bank Concentration Ratios; 13. Share of the Five Largest Credit Institutions in Total Assets; 14. EU: Herfindahl Index for Credit Institutions' Total Assets; IV. Barriers to Entry and Contestability; A. Regulatory Barriers to Entry; Prudential regulations
15. Economic Development and Concentration of Credit InstitutionsDeposit insurance requirements; 4. Deposit Insurance Arrangements; B. Economic Barriers to Entry; Consumer mobility; Technological advances; Foreign penetration; 5. Selected Countries: ATM and EFTPOS Penetration
Summary
Annotation In recent years, the IMF has released a growing number of reports and other documents covering economic and financial developments and trends in member countries. Each report, prepared by a staff team after discussions with government officials, is published at the option of the member country
