It's all your fault! -- Important definitions -- Owning a home is a target on your back -- Why liability is such a big deal when you drive -- When you reach your limit : the umbrella policy -- When you've got a small business to protect -- Oddball liabilities -- Defamation, emotional distress ... etc. -- Hold harmless agreements & bankruptcy
Summary
Tort reform and other efforts to reduce the number of lawsuits in the U.S. have failed to make progress. Lawyers remain one of the most powerful interest groups in the country. And, the economy of the 2000s has put greater distance between the rich and the poor. These factors add up to a growing crisis of personal liability risk. Most people insure themselves against personal liability through basic insurance auto, homeowners and personal umbrella liability. But that may not be enough. This book takes readers through personal liability issues and in plain English tells them what they can do to