Preliminaries; CONTENTS; Why Credit Is So Important; The Mechanics of Credit Scores; How Credit Cards Work; Choosing a Credit Card; Using a Credit Card Wisely; Dealing with Credit Bureaus; Who Can Look at Your Credit; Red Flags and Black Marks; If you're having Money Problems; Family Issues; Improving Your Credit Score; Mortgages and Car Loans; Keeping Good Credit; Key Credit Terms; INDEX
Summary
"The price of mismanaging credit gets higher each year; understanding how it works is no longer an option, only for bankers or accountants. You need to understand how credit works. This book explains what the jargon means. In plain English. It shows how the credit system works, from the consumer's perspective ... and also from the bank's. Read this book and you'll know how to read your credit card bills. You'll know how to tell a good deal from a bad one. And you'll know how to lift your credit score and keep it up."--Jacket
